Human Institute Psychology & Therapy accepts several major commercial insurance plans for in-person therapy in Totowa and online therapy across New Jersey.
Aetna | Cigna | UnitedHealthcare | Blue Cross Blue Shield / Horizon BCBS
We currently work with several major insurance providers. Your exact coverage depends on your specific plan type, deductible, copay, coinsurance, and behavioral health benefits.
If you do not see your insurance listed, please contact us. Our team can help review your options before scheduling.
Call us at (551) 276-8291, email [email protected], or submit a contact request online.
Provide your insurance provider, member ID, and group number securely.
Our team helps review your coverage before your first appointment, at no obligation.
Start in-person sessions in Totowa or secure online sessions from anywhere in New Jersey.
Insurance coverage for therapy varies significantly between plans. Below are some of the factors that may affect your out-of-pocket costs. Our team is happy to help you understand your specific benefits.
A fixed amount you pay for each therapy session, depending on your plan.
The amount you pay out of pocket before your insurance begins covering costs.
The percentage of session costs you share with your insurance after your deductible is met.
Whether your plan covers online/video therapy sessions. This varies by plan.
Whether your specific therapist is in-network with your plan, which affects your costs.
Some plans require approval before therapy sessions begin. We can help you navigate this.
Coverage depends on your specific plan, deductible, copay, and benefits. The above is general information only and does not constitute a guarantee of coverage or payment.
Human Institute offers in-person therapy in Totowa, NJ and secure telehealth sessions across New Jersey. Coverage for telehealth depends on your insurance plan and benefits. Contact us to verify your specific coverage.
Our team can help you understand your coverage options and take the next step toward starting therapy. Reach out today — there is no obligation.
Human Institute works with several major commercial insurance plans. Learn more about therapy coverage under your specific plan:
Coverage depends on your specific plan and benefits. Contact us to verify your coverage before your first appointment.
Crisis Support: If you are experiencing a mental health crisis, please call or text 988 (Suicide & Crisis Lifeline) or call 911 for emergency assistance. This website is not for emergencies.
